Vaultra is a full-service digital bank built for real life: high-yield savings, fee-free spending, and a team that actually answers the phone.
Competitive, transparent, and updated every week — no teaser rates that vanish after month one.
On balances of $500 or more
★ FeaturedLock in today's rate for 18 months
SavingsIntro APR for the first 12 months
CreditStandard fixed-rate financing
Loans*Annual Percentage Yield / Rate. Rates subject to change. Terms and conditions apply.
Comprehensive banking solutions, tailored to wherever you are in life.
Secure your money with high-yield savings and checking accounts designed for growth.
Find the right card for your spending habits, with competitive rates and real rewards.
Competitive rates on personal, auto, and home loans, tailored to your financial goals.
Comprehensive banking solutions designed to help your business thrive and grow.
Plan for your future with expert investment and retirement planning services.
Learn more about our commitment to exceptional service and community support.
For a limited time, get $200 when you open any new account. Apply online in minutes or visit any branch.
Vaultra is a full-service credit union built on one idea: members come before shareholders. We help every member reach their financial goals with personal service and honest rates.
Better rates on savings, loans, and credit cards, built to maximize your growth.
We're owned by our members, not shareholders. Your success is our priority.
Supporting local communities and the causes that matter to our members.
"I'm impressed with the customer service and speed of payout."
"Excellent service and competitive rates. Highly recommended."
"The mobile app is fantastic and support is genuinely top-notch."
